Terms and Conditions

PLEASE NOTE THAT YOUR USE OF AND ACCESS TO THIS Application (AS DEFINED BELOW) ARE SUBJECT TO THE FOLLOWING TERMS; IF YOU DO NOT AGREE TO ALL OF THESE TERMS, YOU MAY NOT USE OR ACCESS THE application  IN ANY MANNER.

These Terms of Use represent an agreement between you and BNFT and contain the terms and conditions governing your use of and access to our application, our products, and services (collectively, the “application”). You" and "your" mean the person who uses or accesses the Services. "We," "us," and "our" mean BNFT and its successors, affiliates, and assignees. As used in these Terms, “BNFT Account" means the account you have with us for the Services.

Your use of and access to the application are subject at all times to these Terms and our Privacy Policy. Please read these Terms and our Privacy Policy carefully. By using or accessing the application, you represent that you have read and understand these Terms and our Privacy Policy and you agree to be bound by these Terms and our Privacy Policy. If you do not agree to all the terms and conditions of these Terms and our Privacy Policy, do not use or access the application.

Welcome to BNFT Crowdfunding Platform (“the Platform”). By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully. If you do not agree, you must refrain from using the Platform.

  • Platform: BNFT digital platform providing crowdfunding services.
  • Investor: Any registered user providing funds through the Platform.
  • Borrower: Any registered user receiving funds through the Platform.
  • User: Any person who registers to use the Platform, including Investors
    and Borrowers.
  • Campaign: A funding request listed on the Platform.
  • Users must be at least 18 years old and legally capable of entering into binding contracts.
  • Users must provide accurate and verifiable personal and financial information.
  • BNFT reserves the right to approve, reject, or suspend user accounts at its discretion.
  • Facilitation of loan-based crowdfunding between Investors and Borrowers.
  • Digital tools for monitoring, managing, and repaying investments.
  • KYC/AML checks in compliance with regulatory requirements.
  • Investors: Acknowledge that investments carry risk and returns are not guaranteed.
  • Borrowers: Must repay funds in accordance with agreed terms, including interest and fees.
  • All Users: Must not use the Platform for fraudulent, unlawful, or money laundering activities.
  • BNFT may charge service fees, transaction fees, or administrative fees as displayed on the Platform.
  • Fees are subject to change with prior notice.
  • Investments in crowdfunding involve risks, including risk of default and capital loss.
  • BNFT does not guarantee repayment of loans or any returns.
  • Users are solely responsible for their financial decisions.
  • BNFT will collect, store, and process user data in compliance with applicable data protection laws.
  • User data will not be shared with third parties except as required by law or regulatory authorities.
  • All content, design, software, and trademarks on the Platform are owned by BNFT.
  • Users may not copy, reproduce, or exploit the Platform’s content without prior written consent.
  • BNFT acts solely as an intermediary and is not a party to agreements between Investors and Borrowers.
  • BNFT is not liable for financial losses, defaults, or damages arising from the use of the Platform.
  • BNFT reserves the right to suspend or terminate user accounts that violate these Terms.
  • Users may close their account at any time, subject to the settlement of outstanding obligations.

These Terms and Conditions are governed by the laws of the Arab Republic of Egypt. Any disputes will be subject to the exclusive jurisdiction of Egyptian courts

BNFT app is available for all devices

BNFT is a mobile application (iOS and Android) working as full digital solutions for lending companies (micro finance – consumer finance).

* Available on iPhone, iPad and all Android devices
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